At Fidelity Bank, we understand that the agriculture service business is a large part of the country's well being. We have several options available to make sure that our agriculture community is well taken care of.

Real Estate Loans

• Long term needs
• Secured with farm land, buildings and facilities
• Milk assignments can be used for convenience
• Generally, payments structured on a monthly basis

Personal Property Loans

• Flexible terms
• Secured with cattle and machinery
• Guarantee programs available
• Milk assignments can be used for convenience
• Generally, payments structured on a monthly basis

Operating Loans

• Short term needs
• Used for farm operating expenses
• Can be set up on a line of credit
• Milk assignments can be used for convenience
• Generally, payments structured on a monthly basis

Documentation Needed to Process a Loan Application

• Last 3 years complete income tax returns
• Current Financial Statement with 3 years history
• Background information on owners and farm operation
• Business plan
• Cash flow statement